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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145429 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145429)

Regular user

Good service at all times, prompt in answering correspondence. Reviewed on: 7th June 2024

All positive

I have had nothing but positive experiences with PayPal. Reviewed on: 7th June 2024

PayPal credit is very handy however got to be carefu...

PayPal credit is very handy however got to be careful you don't pay interest Reviewed on: 7th June 2024

Easy access , quick accepting, easy repayment

Easy access , quick accepting, easy repayment Reviewed on: 7th June 2024

Amazing and easy process.

Amazing and easy process. Doesn’t effect your credit score at n Ul as well Reviewed on: 7th June 2024

I love paypal credit help me a be lot .

I love paypal credit help me a be lot . Reviewed on: 7th June 2024

Always avaliable when I needed to make big purchase...

Always avaliable when I needed to make big purchase and spread the cost when i didnt have enough to buy with my own money. Alos piece of mind knowing i would be protected if i had any issues. Reviewed on: 7th June 2024

Easy to use, simple payment methods

Easy to use, simple payment methods Reviewed on: 7th June 2024

When I had a problem not caused by then they were ha...

When I had a problem not caused by then they were happy to help and sort it out cannot thank them enough nothink a problem when they say they will get back to you they did Reviewed on: 7th June 2024

Easy to use.

Easy to use. Easy to track.easy to pay Reviewed on: 7th June 2024

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