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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145430 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145430)

Customer service is very efficient and to the point...

Customer service is very efficient and to the point they pick up the call earlier not after 40 minutes Reviewed on: 7th June 2024

Fantastic facility.

Fantastic facility. Fast and convenient. Reviewed on: 7th June 2024

I have never had to deal woth Customee Services whic...

I have never had to deal woth Customee Services which is why i have chosen Neutral. I have never had any issues to need to contact them. Extremely happy customer. Reviewed on: 7th June 2024

Love pay in 3.

Love pay in 3. Lower interest rates would make me spend more. Reviewed on: 7th June 2024

Give it a go

Although increases are slow, original process was great Reviewed on: 7th June 2024

It’s been great specially in hard times after the cr...

It’s been great specially in hard times after the crisis Reviewed on: 7th June 2024

Safe transaction without revealing the actual bankin...

Safe transaction without revealing the actual banking channel Reviewed on: 7th June 2024

Easy & good value.

Easy & good value. Will use again for sure Reviewed on: 7th June 2024

Really good customer service- reassuring

Really good customer service- reassuring Reviewed on: 7th June 2024

Reassuring.

Reassuring. Peace of mind. Knowing you always have my back. Reviewed on: 7th June 2024

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