Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145431 reviews)

View other PayPal products

4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145431)

Really useful

Works well. Very convenient,and easy to use. Customer service is responsive although solutions can sometimes be hit and miss. Overall I would recommend to others. Reviewed on: 7th June 2024

Simple payments and good credit function

Simple payments and good credit function Reviewed on: 7th June 2024

Game Changing.

I use PayPal credit regularly. I stay well within my credit limit but the 0% interest over four months greatly helps when buying medium priced items. Like any credit product you need to practice sensible behaviour. But its very wide acceptability, ease of processing and simple use is game changing. Reviewed on: 7th June 2024

Keeps my money safe

Never had an issue always manages money well keeps my spending online safe and provides good credit Reviewed on: 7th June 2024

Excellent service all round.

Excellent service all round. Great communication Reviewed on: 7th June 2024

Superb Service

Always received excellent service Reviewed on: 7th June 2024

I had good experience since I had my paypal account...

I had good experience since I had my paypal account Reviewed on: 7th June 2024

So quick and easy to set up the app makes everything...

So quick and easy to set up the app makes everything so easy to do everything is clearly instructed the options that you have when using PayPal caters for everyone especially if something is needed in a hurry and payday is a week or two away the added bonus is pay in three if the monthly bills or an unexpected bill are a little higher that month well done PayPal and thankyou for your services Reviewed on: 7th June 2024

Very satisfying with the service Im getting

Very satisfying with the service Im getting Reviewed on: 7th June 2024

I have used PayPal Credit for a couple of years now...

I have used PayPal Credit for a couple of years now and will be happy to use them 8nto the future. Reviewed on: 7th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76395 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub