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PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145474)

PayPal credit is a quick reliable and safe way to sp...

5
PayPal credit is a quick reliable and safe way to spread the cost. Reviewed on: 7th June 2024

Paypal credit brings happiness in your life

5
I can say this Paypal credit make my life so easy,I can use it everywhere, when I really need or I like something I can buy it without to feel I don’t have enough money in that period,so for me works perfect Reviewed on: 7th June 2024

Really good customer service and always helpful if y...

5
Really good customer service and always helpful if you need them Reviewed on: 7th June 2024

Seamless transactions.

5
Seamless transactions. Simple process great interest free period Reviewed on: 7th June 2024

PayPal credit is simple and super easy way to use fo...

5
PayPal credit is simple and super easy way to use for purchasing goods online. Reviewed on: 7th June 2024

Excellent service

5
Excellent service as always. Professional and polite Reviewed on: 7th June 2024

It’s great.

5
It’s great. Easy to use and lots of options Reviewed on: 7th June 2024

It's ok all working fine , safety payments

5
It's ok all working fine , safety payments Reviewed on: 7th June 2024

love their 4 months interest free period

4
I have been using it for a long time, love their long interest free period. Reviewed on: 7th June 2024

Amazing experience this is what we call service

5
Amazing experience this is what we call service Reviewed on: 7th June 2024

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