Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145525 reviews)

View other PayPal products

4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145526)

Good service really friendly and good work and fast

Good service really friendly and good work and fast Reviewed on: 7th June 2024

It’s good flexible and easy to use

It’s good flexible and easy to use Reviewed on: 7th June 2024

Love using Paypal credit, easy and convenient and ca...

Love using Paypal credit, easy and convenient and can be set as my preferred payment method Reviewed on: 7th June 2024

Travel problem solved

I didn’t have money to pay for my travel ticket but PayPal credit give my option for four months zero % interest rate, i really love this option Reviewed on: 7th June 2024

Nice relaxed methods for collecting payments.

Nice relaxed methods for collecting payments. Reviewed on: 7th June 2024

For me it comes in really handy

For me it comes in really handy and the repayments are not silly amounts. I use it every now and then and had no issues. The only thing is though I don't seem to be able to buy anything outside the UK with PayPal credit so for me it's the only downside. Reviewed on: 7th June 2024

Simple and clear interface, easy to follow and under...

Simple and clear interface, easy to follow and understand Reviewed on: 7th June 2024

Very good, great service and good finance options

Very good, great service and good finance options Reviewed on: 7th June 2024

I had a very good experience whenever i used PayPal...

I had a very good experience whenever i used PayPal credit Always set back on me i love it Reviewed on: 7th June 2024

Paypal is easy to use and very convenient

Paypal is easy to use and very convenient Reviewed on: 7th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76692 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub