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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145405 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145405)

Safe cc way to pay

Easy to buy items and pay off over time safe way to pay and offers from paypal Reviewed on: 7th June 2024

I love Paypal Credit!

I love Paypal Credit, however in regards to my limit I never get offered any increases and was never asked how much I earn to accurately calculate what this should be unlike others I know who have joined. I Do wish they had options to use it in actual shops without having to pay monthly for a card from a 3rd party. Otherwise Paypal has always been a very reliable and great way to spread the cost with multiple options. Reviewed on: 7th June 2024

Great customer service very friendly and helpful

Great customer service very friendly and helpful Reviewed on: 7th June 2024

Very good experience overall and I will definitely r...

Very good experience overall and I will definitely recommend it! 5 stars from my account and I will use more of PayPal in the future! Reviewed on: 7th June 2024

Worth having it

Never had any issues with PayPal Reviewed on: 7th June 2024

Always there when needed.

Always there when needed. Payment and transfer protection is very important and PayPal gives all that. Reviewed on: 7th June 2024

I find PayPal a very secure way of paying for items.

I find PayPal a very secure way of paying for items. Also the chance to pay over time. Reviewed on: 7th June 2024

Used pay pal for many years.

Used pay pal for many years. Seems a secure platform to make transactions. Have also phoned customer service and found them to be helpful. Although I was on hold for more than 15 minutes during my last call. Reviewed on: 7th June 2024

I’ve used this facility for a number of years.

I’ve used this facility for a number of years. Simple to use, convenient and secure. What more does one need? Reviewed on: 7th June 2024

.recommend ,safe

.recommend, safe transactions ,trusting company, Reviewed on: 7th June 2024

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