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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145400)

Great from start to finish, easy to use.

5
Great from start to finish, easy to use. Reviewed on: 7th June 2024

Easy to use and great

5
Use PayPal credit all the time it's great. I'd recommend it to anyone who can use it. I like how you can spread out the cost across several months at no interest. It means I can pay back money whenever Reviewed on: 7th June 2024

It’s so much easier to pay.

5
It’s so much easier to pay. I really enjoyed the paypal user friendly method, I would recommend anyone using this Reviewed on: 7th June 2024

Never had a bad daywith paypal ...

5
Never had a bad day with paypal it does what it says on the tin. Reviewed on: 7th June 2024

Easy to use and used by myst E vendors and...

5
Easy to use and used by myst E vendors and websites Reviewed on: 7th June 2024

Very easy to use and convenient would like to be abl...

4
Very easy to use and convenient would like to be able to use in shops Reviewed on: 7th June 2024

PayPal credit - money made easy

5
PayPal credit was great when making tech purchases, smaller more manageable chunks and when I had an issue their team walked me through what I needed to do to resolve it without a huge wait time. Reviewed on: 7th June 2024

It’s simple and easy to manage and is widely support...

5
It’s simple and easy to manage and is widely supported online making to easy to spread payments. Reviewed on: 7th June 2024

Used PayPal credit, 0% for first 4months, quick and...

5
Used PayPal credit, 0% for first 4months, quick and easy service.Thankyou Reviewed on: 7th June 2024

Always a good experience

5
It’s always a pleasure using paypal during online shopping Reviewed on: 7th June 2024

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