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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145391 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145391)

Love it helpful when needed.

Love it helpful when needed. Easy to operate Reviewed on: 7th June 2024

Fantastic

Have had no problems with PayPal they are a great company and excellent at what they do Reviewed on: 7th June 2024

very easy to set up no extra necessary stuff needed...

very easy to set up no extra necessary stuff needed to fill in, easy to use as lots of websites support paypal, think it is smthg nice to apply to. also shows the day when things starts to include interest, so easy to work out when to pay the bill. Reviewed on: 7th June 2024

Allways soo easy to use awesome service

Allways soo easy to use smooth payments easy to see what you need to pay brilliant Reviewed on: 7th June 2024

Never had any issues.

Never had any issues. It allows me to keep control of my credit needs in one place. Convenience of being able to purchase things at times when I might be short on funds. The 0% if paid within a set time is really useful. Reviewed on: 7th June 2024

The app is a great experience making it easier to ac...

The app is a great experience making it easier to access and understand all my data. Reviewed on: 7th June 2024

Very straightforward and easy to easy to use and my...

Very straightforward and easy to easy to use and my go to priority and I would 100% recommend it as number 1 Reviewed on: 7th June 2024

The easiest way to pay hands down

The easiest way to pay hands down Reviewed on: 7th June 2024

PayPal credit is simple and accessible

PayPal credit has been extremely easy and straight forward for me to use. It allowed me the flexibility with my finances for larger purchases and made life a lot less stressful trying to manage. I like the fact it’s only so it’s easy to use and a lot of retailers allow the option to pay with PayPal also. Always a positive experience when I use my PayPal credit and I can pay it back in instalments/ amounts that suit me and my needs. Reviewed on: 7th June 2024

Very good i love it

Very good excellent, very helpful Reviewed on: 7th June 2024

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