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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145381 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145381)

There when you need

Always satisfied with any of my requests! Reviewed on: 7th June 2024

Never had any problems with them.

Never had any problems with them. Reviewed on: 7th June 2024

Easy to use app staff are very helpful definitely wo...

Easy to use app staff are very helpful definitely would recommend to friends Reviewed on: 7th June 2024

Just great!

Quick, easy and helps me out no end. Would recommend to anyone Reviewed on: 7th June 2024

No experience, so all good till now

No experience, so all good till now Reviewed on: 7th June 2024

Useful for what I need it for does the job keeps us...

Useful for what I need it for does the job keeps us buyers safe on eBay Reviewed on: 7th June 2024

Easy to use and very simple!

Easy to use...quick and effective....Great job! Reviewed on: 7th June 2024

I am using PayPal credit for a long time, small busi...

I am using PayPal credit for a long time, small business requires quick and reliable financial solutions when needed, PayPal credit is better than a loan, better than a credit card and offers 4 months zero interest on purchases, excellent solution to buy stock and 4 months is enough time to turn over the stock with profit and clear the balance - then reuse it when needed. Customer service is brilliant, always available and the advisors are fully committed to offer the best help, they have the knowledge to answer your questions and help you out. Their dispute system is fully protects me as a buyer, I had a transaction when I needed this and I was relived that it was there, saved me time, saved me money. Reviewed on: 7th June 2024

Always a good range of finance options for purchases..

Always a good range of finance options for purchases, with flexible 0% or longer periods with a small APR Reviewed on: 7th June 2024

Easy to use when making purchases online.

Easy to use when making purchases online. I like that I can pay interest free over 3 or 4 months Reviewed on: 7th June 2024

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