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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145379 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145379)

Whenever I ring PayPal I have a good experience with...

Whenever I ring PayPal I have a good experience with the person who answers the phone very nice people and helpful Reviewed on: 7th June 2024

Me and my pal

Brilliant service no issues ever thanks easy to use all great Reviewed on: 7th June 2024

PayPal Credit is a fantastic option

PayPal Credit is a fantastic option for those who frequently shop online and are looking for a flexible payment solution. With an instant approval process, you can start using your credit line immediately upon approval, which is a major convenience. One of the standout features is the promotional financing offers—such as no interest if paid in full within six months for purchases over a certain amount—which can be incredibly beneficial for larger purchases. Integration with PayPal accounts makes managing and using PayPal Credit seamless, especially for regular PayPal users. There's no annual fee, and the credit line is accepted anywhere PayPal is, including numerous online retailers. Security is another strong point, as PayPal's robust protection against fraud extends to PayPal Credit. Additionally, responsible use and timely payments can help build or improve your credit score, which is a valuable benefit. Reviewed on: 7th June 2024

Which payment method is safe and secure?

Paypal is all in one. Secure , fast and reliable. Reviewed on: 7th June 2024

Issue with retailer before and speedy helpful resolu...

Issue with retailer before and speedy helpful resolution Reviewed on: 7th June 2024

All very positive.

All very positive. The fact that I have not had to contact them says it all. Reviewed on: 7th June 2024

Helpful at times when access to extra funds is needed

Helpful at times when access to extra funds is needed Reviewed on: 7th June 2024

Easy transactions straight forward payments quick re...

Easy transactions straight forward payments quick response when asking questions Reviewed on: 7th June 2024

I am very happy to using paypal is very comfortable...

I am very happy to using paypal is very comfortable to pay and is very saved. Reviewed on: 7th June 2024

The best place to send, recieve and borrow

When i have brought items that have turned out to be a scam, paypal have helped me recover my money. They also do 0% interest credit which helped ensure i could give everyone the Christmas they deserved. Its quick and easy to use, and i am able to send money to people without having to exchange banking details or set it up in banking apps. Reviewed on: 7th June 2024

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