Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

View other PayPal products

4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145377)

Absolutely faultless

Absolutely faultless method of paying and receiving money. Very happy Reviewed on: 7th June 2024

I've had a really good experience with PayPal credit

I've had a really good experience with PayPal credit Reviewed on: 7th June 2024

Get refund quicker- looks after customer

Get refund quicker. They communicate effectively Reviewed on: 7th June 2024

Always been amazing helps so much when you need a li...

Always been amazing helps so much when you need a little more time to pay it back Reviewed on: 7th June 2024

Buyer confidence & Great Offers, Affordable rates

I have been using Pa!pal and Paypal credit for last 8 years the service is excellent and the interest rates are better than banks and offers are very convenient for repayment and quality of the service is excellent and can buy with confidence. Reviewed on: 7th June 2024

Excellent

Excellent service all the time. Never had an issue when using PayPal. Would recommend to everyone Reviewed on: 7th June 2024

Very convenient and easy to use.

Very convenient and easy to use. Reviewed on: 7th June 2024

Simple and helps budget for luxury items

Simple and helps budget for luxury items Reviewed on: 7th June 2024

The No Negative Credit Product

So smooth and easy. A great product overall with useful features. Reviewed on: 7th June 2024

Quick and easy process

Quick and easy process, very convenient service and alternative option to a loan Reviewed on: 7th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76330 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub