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PayPal: PayPal Credit reviews

4.73
Based on 145,375 reviews, last reviewed 25th Jun 2026
4345900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026
M Syed 's avatar
M Syed

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145377)

Easy to send

5
Every transaction is easy and secure. I have sent and recieved money, with no problems. Reviewed on: 7th June 2024

Fantastic in every way.

5
Fantastic in every way. Always convenient and reliable. Reviewed on: 7th June 2024

Perfect PayPal!

5
PayPal is extremely easy to use and safe , I honestly don’t know where I would be without it. If I have a dispute about a transaction PayPal deal with the problem quickly and efficiently. I feel completely safe using PayPal and their customer service people are so friendly and give great advice if needed. Reviewed on: 7th June 2024

Really love the flexibility of pay in 3 with PayPal.

5
Really love the flexibility of pay in 3 with PayPal. Reviewed on: 7th June 2024

Great experience using PayPal credit when most needed

5
Great experience using PayPal credit when most needed Reviewed on: 7th June 2024

pay in 3 service

4
I use the pay in 3 service a lot, it helps spread the cost. Reviewed on: 7th June 2024

PayPal credit is an essential for me.

5
PayPal credit is an essential for me. Lost track of the countless things I’ve put on but now pay later Reviewed on: 7th June 2024

Never had any issues, always fair and will keep you...

5
Never had any issues, always fair and will keep you up to date. Reviewed on: 7th June 2024

I find PayPal clear & reliable

5
I find PayPal clear & reliable to manage making early or additional payments. I trust it as my preferred method of payment as I trust the protection PayPal offers Reviewed on: 7th June 2024

I've never had any issues with PayPal credit, it was...

5
I've never had any issues with PayPal credit, it was seriously easy to set up and easy to use. Reviewed on: 7th June 2024

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