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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145375 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145375)

Excellent customer service support

Excellent customer service support PayPal was very understanding of my problem I had with a purchase I made and helped me get my money back. Reviewed on: 7th June 2024

Responsible lending and regular payment reminders

Responsible lending and regular payment reminders Reviewed on: 7th June 2024

Use frequently for payments as its safe

Use frequently for payments as its safe Reviewed on: 7th June 2024

Amazing service and so easy to use

Amazing service and so easy to use Reviewed on: 7th June 2024

Never had an issue

I’ve used PayPal for years and have never had an experience to complain about Reviewed on: 7th June 2024

Very easy to use and deal with.

Very easy to use and deal with. Friendly staff and easy to get a hold of. Reviewed on: 7th June 2024

Overall always have a good experience

Overall always have a good experience Reviewed on: 7th June 2024

Never had an issue using PayPal, I recently bought a...

Never had an issue using PayPal, I recently bought a phone using a 24 month offer which saves me a small fortune Reviewed on: 7th June 2024

excellent service

I’ve had pay pall credit for over 7years and I’ve found it extremely useful. The interest free over 4 months is an added bonus. Reviewed on: 7th June 2024

Easy to manage money

Easy to manage, linked to my bank acct, app is secure and holds important info and is simple to use. Reviewed on: 7th June 2024

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