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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145372 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145372)

Easy to use and manage through the app.

Easy to use and manage through the app. The option of no interest for 4 months is also a positive. Reviewed on: 7th June 2024

Nothing bad

I've not had a bad experience the whole time I have been using PayPal Reviewed on: 7th June 2024

Safe and secure financial transactions.

I used the Credit facility for a purchases which allow a 0% interest. The facility was simple to apply for and use and gives freedom to buy needed and impulse items easily. The process is quite automated and quick with the PayPal brand being a guarantee of safe and secure financial transactions. I'll continue to use this facility and also recommend it to friends and relatives. Reviewed on: 7th June 2024

I have been a regular user of the service and have f...

I have been a regular user of the service and have found it useful for my spending habits. The 0% interest over 4 months allows me to manage by budget and make bigger online purchases. Reviewed on: 7th June 2024

Does what it says.

Does what it says. Easy to use and make payments Reviewed on: 7th June 2024

Great credit option

Very easy App to use to take advantage of PayPal Credit. Reviewed on: 7th June 2024

Such a simple platform but integrated so well into s...

Such a simple platform but integrated so well into sellers web and market places . Reviewed on: 7th June 2024

Convenience is the key

Very easy, convenient and I love the experience Reviewed on: 7th June 2024

My experience is that the start limit is too low and...

My experience is that the start limit is too low and I have requested for increase in my credit limit but nothing has been done up till now Reviewed on: 7th June 2024

Simple, super convenient and...

Paypal credit is simple to use, super convenient and always there if I need it 5 stars from me. Reviewed on: 7th June 2024

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