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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147768)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Best ever

5
Best service ever with lots of options. Reviewed on: 11th June 2026

Haven’t had my issues and a good reliable service

5
Haven’t had my issues and a good reliable service Reviewed on: 11th June 2026

smooth and easy transaction

5
It's always a smooth and easy transaction when using Paypal. Reviewed on: 11th June 2026

Paypal Credit Card

5
It was easy to apply and ready for immediate use, and it offers flexibility in repayments. Reviewed on: 11th June 2026

PayPal review

5
Perfect for purchases, great terms and help if there’s a problem, easy to understand and also purchase protection Reviewed on: 11th June 2026

Been using it for years.

4
Been using it for years. I wish Paypal will do monthly discounts Reviewed on: 11th June 2026

PayPal credit provides flexible payment options at g...

5
PayPal credit provides flexible payment options at good value , easy to access Reviewed on: 11th June 2026

Easy to use, easy access and affordble monthly payment

5
Easy to use, easy access and affordble monthly payment Reviewed on: 11th June 2026

Very easy to use, simple process and good app to wor...

5
Very easy to use, simple process and good app to work with Reviewed on: 11th June 2026

Easy to use and simple to setup with good ac ess to...

5
Easy to use and simple to setup with good ac ess to customer service. Simplicity of the app makes things easier. Reviewed on: 11th June 2026

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