Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148676 reviews)

View other PayPal products

4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148676)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Extremely Professional

An extremely professional service with great protection. Payments are made very smoothly and communication is excellent. Reviewed on: 12th June 2026

I use the payment in three options as excellent way...

I use the payment in three options as excellent way to help buy more expensive items , its fast and no interest . Reviewed on: 12th June 2026

Very easy and reliable to setup and use.

Very easy and reliable to setup and use. Good communication and straight forward to manage Reviewed on: 12th June 2026

A1 customer services.

Spoke to customer services they were great and helped me a lot Reviewed on: 12th June 2026

The ability to pay in 4 has been excellent

The ability to pay in 4 has been excellent Reviewed on: 12th June 2026

Paypal is easy to use and efficient.

Paypal is easy to use and efficient. Saved my bacon sometimes Reviewed on: 12th June 2026

I've been using PayPal for years, it's super easy an...

I've been using PayPal for years, it's super easy and the app is so clear to use, I don't know why anyone would use anyone else! Reviewed on: 12th June 2026

The App is very intuitive and easy to navigate

The App is very intuitive and easy to navigate Reviewed on: 12th June 2026

All good things from paypal.

All good things from paypal. System is easy to use and repayments are clear and obvious. Reviewed on: 12th June 2026

Very easy to use, good customer service in case of a...

Very easy to use, good customer service in case of any issues Reviewed on: 12th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79692 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub