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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148698 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148699)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Card never works

Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026

I have always had good experience with PayPal they a...

I have always had good experience with PayPal they are on it! Reviewed on: 12th June 2026

Easy peasy credit

Easy to use and quite handy. The no fee 4 month it's great!! Also you have the certainty that if something goes wrong Paypal has your back. Reviewed on: 12th June 2026

Really simple to use and easy to access the variety...

Really simple to use and easy to access the variety of payment options especially for bigger purchases. Reviewed on: 12th June 2026

Satisfied user

Very easy to use and I have found the support to be excellent when needed. It provides me with a real sense of security Reviewed on: 12th June 2026

Very reliable and trusted,whenever I have any proble...

Very reliable and trusted,whenever I have any problems or query about payment PayPal have been always helpful ,I really recommend to everyone Reviewed on: 12th June 2026

So easy not complicated to do covers most range of s...

So easy not complicated to do covers most range of spending on line and some shops three do enjoy the using it up and it's safe Reviewed on: 12th June 2026

Just simple

Easy to use and never had an issue. Reviewed on: 12th June 2026

I have always trusted PayPal.

I have always trusted PayPal, to handle money and credit for me. They have great function really easy to use. Accessible anytime and anywhere. The App has lots of attractive offers, and incentives, many of which I have taken up, others I will take up at some point. Long range I can see myself sticking with PayPal, to do the transactions that suit me. Reviewed on: 12th June 2026

PayPal is so easy to use

Easy to use, great for buying online securely, great customer service Reviewed on: 12th June 2026

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