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PayPal: PayPal Credit reviews

4.73
Based on 143,045 reviews, last reviewed 20th Jun 2026
4239600% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good customer service, great experience Good customer service, great experience Reviewed on: 20th June 2026
Adebisi A's avatar
Adebisi A

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143045)

Using paypal

5
Use paypal credit alot also the oay in 3 is very useful Reviewed on: 5th June 2024

It’s fantastic for shopping if you want options.

5
It’s fantastic for shopping if you want options. Perfect for us for new house owners. Reviewed on: 5th June 2024

Buy with PayPal credit is very easy, you get a remin...

5
Buy with PayPal credit is very easy, you get a reminder every month, but they don’t bother you with hundreds of emails, but they are there when you need information Reviewed on: 5th June 2024

Fantastic, all round service.

5
Fantastic, all round service. Couldn’t ask for more. Reviewed on: 5th June 2024

One of the best online payment processors

5
PayPal is very easy to use as it has widespread integration with many sites and companies. They provide a line of credit that is easy to manage and the fact that you can make larger purchases with 0% interest over 4 months is very useful. Reviewed on: 5th June 2024

Using PayPal has allowed to better manage and monito...

5
Using PayPal has allowed to better manage and monitor my spending knowing that I can buy what I truly need and have time to repay without interest charge. Reviewed on: 5th June 2024

Ease of accessing the account and make transactions

5
Ease of accessing the account and make transactions Reviewed on: 5th June 2024

This is my second year of using paypal credit , it’...

5
This is my second year of using paypal credit , it’s been a lifesaver ❤️ Reviewed on: 5th June 2024

Always happy to help and also feel like my payments...

5
Always happy to help and also feel like my payments are secure Reviewed on: 5th June 2024

Greats of mind

5
Very flexible and given à lot of opportunities to customers . Helpfull and best offers. Reviewed on: 5th June 2024

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