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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143049 reviews)

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4.73

Based on 143,049 reviews, last reviewed 20th Jun 2026

4239800% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

In my opinion this is the best PayPal because feel s... In my opinion this is the best PayPal because feel safe and secure when spending money for shopping. Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143049)

PayPal beats traditional credit cards

PayPal is great for providing both flexible payment options, and credit options over 4 months, verses traditional bank issued credit cards Reviewed on: 5th June 2024

It’s good for when your struggling and need somethin...

It’s good for when your struggling and need something before payday the downfall is the apr is really high and makes it hard to pay off Reviewed on: 5th June 2024

Very secure website.

Very secure website. Very quick to help sort any problems. Great value for transferring money abroad. I would highly recommend pay pal and have done in the past. Reviewed on: 5th June 2024

illegible statements of credit transactions

illegible statements of credit transactions Reviewed on: 5th June 2024

Super satisfied .

Had issue once with payment. Was quickly resolved. Using PayPal is very easy overall. Reviewed on: 5th June 2024

A Great way to buy now pay later when salary is paid!

A Great way to buy now pay later when salary is paid! 1st class. Great app, easy to use from my phone or tablet or p.c. Reviewed on: 5th June 2024

Paypal Credit is very easy to use, and transparent a...

Paypal Credit is very easy to use, and transparent as to fees and payments. I applied for it in order to build my credit rating. It is reassuring to know that if I really need to purchase something for my company, I have the credit available. Reviewed on: 5th June 2024

A trusted name in the financial industry who always...

A trusted name in the financial industry who always remain unbiased professional and trustworthy Reviewed on: 5th June 2024

Cannot beat Paypal

Have used PayPal for years and love the service provided. I always feel safe and protected when purchasing through PayPal Reviewed on: 5th June 2024

Professional brand and nice experience

Professional brand and nice experience Reviewed on: 5th June 2024

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