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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148746 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148748)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have been using PayPal for making payments, and my...

I have been using PayPal for making payments, and my experience has been excellent. It is easy to use, secure, and very convenient. Payments are processed quickly, and the service is reliable. PayPal makes online transactions simple and stress-free. Highly recommended! Reviewed on: 12th June 2026

Very easy to use.

Very easy to use. Plain and straight forward. Like the points scheme too. You can also order a card to make payments a lot easier too as generally a lot of people think it is just an online system. Reviewed on: 12th June 2026

Couldn’t be without it!

Use PayPal credit as part of my monthly finance/budgeting to make larger purchases and pay off in smaller chunks interest free. App is very easy to use and updates quickly. Reviewed on: 12th June 2026

It’s so easy & convenient to use.

It’s so easy & convenient to use. Reviewed on: 12th June 2026

Easy to set up and use, even a card to use that work...

Easy to set up and use, even a card to use that works with your accounts Reviewed on: 12th June 2026

Pay in 3 review

Transactions run smoothly, purchased products over 3 months interest free. What’s not to like! Reviewed on: 12th June 2026

Found PayPal credit excellent service

Found PayPal credit excellent service Reviewed on: 12th June 2026

Worry free purcahsing

Its the ony company I know that will instantly give me an interest free option over 4 payments automatically. I have no worries in making a purchase. Reviewed on: 12th June 2026

Really easy to checkout.

Really easy to checkout. Straight forward to pay for ach month via direct debit. Reviewed on: 12th June 2026

the best

always available, no fuss, easy t Reviewed on: 12th June 2026

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