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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148805 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148805)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

4 months interest free payments

Paypal is great I love the fact that it offer me 4 months interest free instalments. I use paypal more than any of my other credit cards. I always recommend it to my friends and family Reviewed on: 12th June 2026

The ability to spread payments.

The ability to spread payments interest free over 4 months is so useful, thank you Reviewed on: 12th June 2026

PayPal gives me the opportunity to purchase large it...

PayPal gives me the opportunity to purchase large items with a 3 monthly affordable payment, it allows me piece of mind and no worries. I have purchased many things thanks to PayPal Reviewed on: 12th June 2026

Quick Easy and very helpful

I have used a few times for purchases rannging from £100 to £1300. I find it very flexible and even when I've made additional payments and messed things up a bit they corrected ok Reviewed on: 12th June 2026

great service

using paypal make me feel confident and protected when purchasing goods Reviewed on: 12th June 2026

Using PayPal

It’s there when you want safer buying. Reviewed on: 12th June 2026

So happy with PayPal

So far such a good experience with pay pal . Reviewed on: 12th June 2026

The service is great but the PayPal Credit system ne...

The service is great but the PayPal Credit system needs to explain in abit more detail how to pay off individual credit items. Ideally id like to pay off individual plans. Reviewed on: 12th June 2026

PayPal credit

I've been using PayPal credit for a few years and works well for me as long as I pay within the interest free time limit Reviewed on: 12th June 2026

PayPal offers an excellent level of customer service.

PayPal offers an excellent level of customer service. The support team is always friendly, approachable, and highly professional in their interactions. They take the time to listen carefully to customers’ concerns and provide clear, helpful guidance throughout the process. What stands out most is their efficiency in resolving issues — queries are handled promptly and with a strong focus on finding practical solutions. Overall, the experience feels smooth, reliable, and reassuring, which significantly enhances trust in the platform. Reviewed on: 12th June 2026

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