Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146335 reviews)

View other PayPal products

4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146335)

Brilliant experience and would recommend

Brilliant experience and would recommend Reviewed on: 10th June 2026

Great response from help desk when my debit card had...

Great response from help desk when my debit card had been hacked Reviewed on: 10th June 2026

Security and convenience

Very easy to use with the peace of mind that security is of the highest standard. Reviewed on: 10th June 2026

I find PayPal extremely usable and flexible when pay...

I find PayPal extremely usable and flexible when paying for large purchases. Reviewed on: 10th June 2026

Great service

Easy to use and very helpful and manageable Reviewed on: 10th June 2026

It’s great for spreading the cost pay in 3 or over a...

It’s great for spreading the cost pay in 3 or over a extended time that’s why a used it for years great for getting my golf gear Reviewed on: 10th June 2026

I love the security of using PayPal and the flexibil...

I love the security of using PayPal and the flexibility that PayPal credit allows me. In a busy complicated world PayPal offers ease and simplicity. Reviewed on: 10th June 2026

Amazing credit card.

Amazing credit card..perfection..nothing else. Reviewed on: 10th June 2026

I feel more secure using PayPal as a payment method...

I feel more secure using PayPal as a payment method for any online purchases. I have the security of any issues with fraudulent activity or purchases Reviewed on: 10th June 2026

All I need in one app, easy to access and very effic...

All I need in one app, easy to access and very efficient Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77838 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub