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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146370 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146370)

Just super happy with PayPal

Just super happy with PayPal credit and PayPal 3 in 1 it allow me to buy bigger things in life!! Reviewed on: 10th June 2026

Excellent service prompt with enquiries

Excellent service prompt with enquiries Reviewed on: 10th June 2026

Great service, no issues, runs smoothly.

Great service, no issues, runs smoothly. Reviewed on: 10th June 2026

Love using PayPay!

I love that you can spread the cost of many purchases over three payments which is interest free credit. Communication from PayPal is always very good. Reviewed on: 10th June 2026

Good service !!

Plenty of options, pay later or spread payments! I also feel it's safe using the app with the guarantee . I'm also earning points Reviewed on: 10th June 2026

Verry Quick, good service.

Verry Quick, good service. Everything clear for understand Reviewed on: 10th June 2026

Reliable service

Been using PayPal for over 20years, never had a problem. Reviewed on: 10th June 2026

Excellent communication

Excellent communication, no issues with getting a response Reviewed on: 10th June 2026

Convenient and easy to use

Paypal credit is so convenient and allows me to spread the cost of big purchases. Reviewed on: 10th June 2026

PayPal credit is life changing

PayPal credit has helped me so much in my life it’s affordable to use and very easy. The customer support is very helpful when needing extra help. The app is very useful and easy to use. I would definitely recommend Paypal credit it anyone. I recommended it to my husband who needed a quick purchase for a large amount of money and he was approved straight away and bought what he needed to buy. Reviewed on: 10th June 2026

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