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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147992 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147993)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great Option to spread costs

Never had any issues with PayPal Credit even if orders are cancelled/sent back. Reviewed on: 11th June 2026

Very, very, very good really like using PayPal

Very, very, very good really like using PayPal Reviewed on: 11th June 2026

Flexibility and Protection

I like the flexibility and protection provided by PayPal credit Reviewed on: 11th June 2026

Easy to use

Good and easy to use over all when I have had a issues it has always been resolved in good time Reviewed on: 11th June 2026

Very easy to use.

Very easy to use. The 4months at 0% credit helps me a great deal. And the pay in three options. Reviewed on: 11th June 2026

So helpful.

So helpful. Easy to use. I would reccomend everyone to try PayPal. Using the service has transformed how I pay my bills. Reviewed on: 11th June 2026

Convenient app and payments

Convenient app and payments, no issues with making payments for products or people. Very easy to use. Reviewed on: 11th June 2026

PayPal is my most trusted & popular online payment o...

PayPal is my most trusted & popular online payment option. I always use when available. Reviewed on: 11th June 2026

Paypal is my go to.

Paypal is my go to. The process is so smooth and easy with a great app and quick TFA system. Rates are competitive and terms fair. Reviewed on: 11th June 2026

They are fantastic and super easy to use!

They are fantastic and super easy to use! Everything you need is in the app and it is very easy to keep track of payments and when to pay. I couldn't recommend them anymore! Very happy with the experience. Reviewed on: 11th June 2026

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