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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148998 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148999)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very quick and simple processes.

Very quick and simple processes. Reviewed on: 12th June 2026

Never had an issue.

Never had an issue. Always runs seamlessly Reviewed on: 12th June 2026

4 month interest free is a great deal

automatically get 4 months interest free, I haven't paid interest in years but still have access to credit when required Reviewed on: 12th June 2026

very pleased with all the way pay pall works

very pleased with all the way pay pall works Reviewed on: 12th June 2026

Easy and efficient to use

Easy and efficient to use, safe and secure provider Reviewed on: 12th June 2026

Pay pay your flexible finance tool.

Pay pal is àn ideal way to have flexibility for those everyday expenses. Or unexpected surprises in todays modern world. Pay off in one. Or flexible payments to suit your needs. Doing finance your way at great rates. Reviewed on: 12th June 2026

Excellent

I have always uses PayPal for check out and never been declined. It's easy to use Reviewed on: 12th June 2026

PayPal is probably the best credit experience I pers...

PayPal is probably the best credit experience I personally have had over the years. Different options and protections behind it too you won’t get anywhere else. Reviewed on: 12th June 2026

Very simple to use and very helpful

Very simple to use and very helpful when needed, would always say PayPal credit made my orders possible with less stress Reviewed on: 12th June 2026

Since I got the pay pal credit card to get the thing...

Since I got the pay pal credit card to get the things reachable for me. I very happy Reviewed on: 12th June 2026

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