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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148083 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148083)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Never had any issues

Never had any issues, their flexibility schemes with the pay in 3 option for big payments helps so much. Reviewed on: 11th June 2026

Pay purchase in 4 months is an excellent option.

Pay purchase in 4 months is an excellent option. I love this option which is not given by other credit card companies. Reviewed on: 11th June 2026

Used for years for all ebay transactions and a lot m...

Used for years for all ebay transactions and a lot more retailers too. Reviewed on: 11th June 2026

Money saving especially the "Buy now Pay Later"!

Money saving especially the "Buy now Pay Later"! Scheme Reviewed on: 11th June 2026

Good and efficient, I recommend it

Good and efficient, I recommend it Reviewed on: 11th June 2026

Only issue I've got

Only issue I've got is how you have to go around the world to report an issue, I think this needs to be really looked at other than that love PayPal Reviewed on: 11th June 2026

Safe & Easy

Over many years, I have found this payment method to be the easiest and safest for me. Reviewed on: 11th June 2026

Have always had a good experience with PayPal and th...

Have always had a good experience with PayPal and they have a lot of tolerance if anything goes wrong with repayments on credit (I have had many at all but when I have, they understand and help as best they can Reviewed on: 11th June 2026

Fantastic would highly recommend the app

Fantastic would highly recommend the app Reviewed on: 11th June 2026

I've been using PayPal for quite some time, and it's...

I've been using PayPal for quite some time, and it's made online payments much easier for me. Whether I'm shopping online or sending money, the process is usually quick and hassle-free. I also like the extra layer of security and buyer protection it offers, which gives me more confidence when making purchases. Overall, I've had a good experience with PayPal and would happily recommend it to anyone looking for a convenient way to handle online payments. Reviewed on: 11th June 2026

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