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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139237 reviews)

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4.73

Based on 139,237 reviews, last reviewed 15th Jun 2026

4066650% increase in 5 star reviews

in the past 90 days

11550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

high interest rate Really good way of keeping track of money and spending safely. Interest rate is very high though Reviewed on: 15th June 2026

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139237)

Paypal Credit

PayPal credit is great it’s easy to purchase items on a lot of platforms not just E-Bay pay in 3 is handy if it’s a smaller amount I definitely would recommend PayPal credit but you need to make sure you keep up with your payments. Or you will have a lot of interest on the top of your payments. Reviewed on: 1st June 2024

Amazing experience using PayPal finance!

Amazing experience using PayPal finance! Reviewed on: 1st June 2024

I had quite a bad credit score and PayPal credit has...

I had quite a bad credit score and PayPal credit has allowed me to work on building it back up and getting back into a positive score. Greatly appreciate the, apr % is fair and would absolutely recommend it to people who can use it. Reviewed on: 1st June 2024

Easy to use and very handy and good.

Easy to use and very handy and good. Reviewed on: 1st June 2024

Lovely credit balance,easy to use

Lovely credit balance,easy to use Reviewed on: 1st June 2024

Nice help and esy to use,very good opportunity give...

Nice help and esy to use,very good opportunity give for me Reviewed on: 1st June 2024

Great app, but I'd like to add it to Apple...

Great app, but I'd like to add it to Apple pay Reviewed on: 1st June 2024

Paypal makes mu life so much easier!

Paypal makes mu life so much easier! I love how fast and efficient the transaction and withdrawing process is. I know that my money ie always in safe hands Reviewed on: 1st June 2024

Highly recommended

Flexible repayment methods, useful all the time Reviewed on: 1st June 2024

I always use pay pal as it’s the safest way to pay a...

I always use pay pal as it’s the safest way to pay and it’s the only way I trust now when paying for items. Reviewed on: 1st June 2024

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