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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149063)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Fast , reliable payments.

5
Fast , reliable payments. PayPal credit is a well known payment method Reviewed on: 12th June 2026

Always sort any problems out asp.

5
Always sort any problems out asp. Quick & easy to use. Gives me great reassurance when buying items online. Feels very trustworthy & safe. Would recommend using it to anyone100%. Reviewed on: 12th June 2026

The best

5
Great Service and Easy to use, I’ve used Paypal for 10+ years now and its never failed me once. Reviewed on: 12th June 2026

Easy and user friendly

5
I use PayPal frequently because it is easy and user friendly. Reviewed on: 12th June 2026

Safe and secure.

5
Safe and secure. Have used for years and trust PayPal. Reviewed on: 12th June 2026

Excellent

5
Easy to use and access, able to use it both in person and online. Reviewed on: 12th June 2026

Bank you can trust.

5
It is vety easy to call paypal customer service seeking help, they always vety helpfull. I use paypal in my travel. I can say its frindly bank to trust. Reviewed on: 12th June 2026

Easy process, clear on the website.

5
Easy process, clear on the website. Reviewed on: 12th June 2026

Great overall, especially the 4 months interest free...

5
Great overall, especially the 4 months interest free option for £100 is amazing. Reviewed on: 12th June 2026

Love PayPal

5
Paypal is so easy to use, any problems I’ve had in past have been really quick. Reviewed on: 12th June 2026

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