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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148138 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148138)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I am very happy with everything about PayPal

I am very happy with everything about PayPal Reviewed on: 11th June 2026

Easy to use, reliable with good offers.

Easy to use, reliable with good offers. Find PayPal a good way to pay for things especially if I need to split payments etc. 0% interest offers are very useful. Reviewed on: 11th June 2026

Excellent provider - always there when I need it!

Excellent provider - always there when I need it! Reviewed on: 11th June 2026

Easy to use.

Easy to use. Always competitive. My favourite finance site. Reviewed on: 11th June 2026

Fast and Easy to use - great way to spread...

Fast and Easy to use - great way to spread the cost Reviewed on: 11th June 2026

Always helped me out , and always resolved situation...

Always helped me out , and always resolved situations fast , top company will always have them Reviewed on: 11th June 2026

Helps me out when struggling with money

Helps me out when struggling with money Reviewed on: 11th June 2026

Flexibly and sound offers from time to time also you...

Flexibly and sound offers from time to time also your money and purchases are guaranteed and protected with PayPal Reviewed on: 11th June 2026

PayPal Credit rocks

A genuinely useful and intuitive credit facility Reviewed on: 11th June 2026

PayPal have helped me in many ways.

PayPal have helped me in many ways. 4 months no interest payments? Yes please! I’m grateful PayPal exists, genuinely Reviewed on: 11th June 2026

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