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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148164 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148165)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Tv payment

Bought a tv from Samsung using a payment plan very straight forward between merchant and PayPal Reviewed on: 11th June 2026

Quick, easy to use and great to be able spread...

Quick, easy to use and great to be able spread costs Reviewed on: 11th June 2026

PayPal credit finance

I got my phone with PayPal finance and its the most flexible payment options that I have used. It was really helpful and easy to pay up. Reviewed on: 11th June 2026

Good all over very happy always does what I need it...

Good all over very happy always does what I need it to do Reviewed on: 11th June 2026

Never had an issue using PayPal and has always given...

Never had an issue using PayPal and has always given me peace of mind knowing that purchased made using PayPal have that added layer of protection. Reviewed on: 11th June 2026

Been very helpful allowing me to spread payments

Been very helpful allowing me to spread payments Reviewed on: 11th June 2026

Great rates .

Great rates . Good service. Easy to use. Reviewed on: 11th June 2026

Easy money

Always great options to use and spread money payments, easy app to navigate around, never had an issue Reviewed on: 11th June 2026

Love using PayPal the service is on point, the custo...

Love using PayPal the service is on point, the customer service team very nice and friendly all the time Reviewed on: 11th June 2026

Easy to use!

Easy to use! It’s helped me buy a coffee machine like a present for my husband.It was easy to pay by parts Reviewed on: 11th June 2026

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