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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149160 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149160)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Been there when I needed protection and help

Been there when I needed protection and help Reviewed on: 12th June 2026

Having Paypal credit is a positive.

Having paypal credit has always been a positive for me. Knowing the limit you have and being able to either 0% for 4 months or pay in 3 is always a great thing to have. Not only that, you can manage everything through their app too. Reviewed on: 12th June 2026

the safest, surest and securest way to pay

the safest, surest and securest way to pay Reviewed on: 12th June 2026

The process was the quickest and easiest financial w...

The process was the quickest and easiest financial workflow i had ever done. Reviewed on: 12th June 2026

Never had an issue.

Never had an issue. Convenient and safe way to pay for goods Reviewed on: 12th June 2026

Decent for lending but i think if late for paying bu...

Decent for lending but i think if late for paying but still pay in that month shouldnt be charged some times people just forget but realise and pay it Reviewed on: 12th June 2026

Fair value

It's a very good service I can't find any fault with it. Payments are flexible and not too long which means I can focus on other things. Reviewed on: 12th June 2026

Never had an issue add so easy to navigate

Never had an issue add so easy to navigate Reviewed on: 12th June 2026

Excellent service

Easy to use via the app. Customer support are very helpful Reviewed on: 12th June 2026

Great customer service

Everything is simple to use and quick. Had a problem with a double payment they sorted it out quickly and efficiently. Reviewed on: 12th June 2026

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