Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133684 reviews)

View other PayPal products

4.74

Based on 133,684 reviews, last reviewed 10th Jun 2026

3813450% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

With PayPal I have confidence to spend on any retail... With PayPal I have confidence to spend on any retailer as they give guarantee of refund if the order is not successful. I do lot of transactions onlin... Read more Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (133684)

Good Service

Whenever I have had to contact customer services for any queries. I’ve always been very helpful and gone over and above what I’ve asked them to do. Reviewed on: 19th May 2024

Would recommend PayPal

Used PayPal for years and never really had an issue. I use it for security with online purchases in case sellers are dishonest or don't deliver the quality etc. Reviewed on: 19th May 2024

Handy and great!

PayPal credit has been so handy when I’ve needed it, it’s great! with different options of credit Such as pay in 3 or a balance which you can pay off in your own time with what ever amount you can afford. It has also contributed to my credit score which is always a bonus. Highly recommend this service Reviewed on: 19th May 2024

PayPal credit is great

Great ability to use interest free payments Reviewed on: 19th May 2024

My experience with PayPal has been fantastic.

My experience with PayPal has been fantastic. It gives me more time to pay for my orders. Like when I wanted to buy one cap and didn't have enough money and I went through PayPal to buy it I found out they offered me 20 pound discount if I buy with PayPal. It was like dream come through. PayPal is very reliable and offers good benefits. Reviewed on: 19th May 2024

Ease of use, simple clear offers.

Ease of use, simple clear offers. Simple to pay, can't ask for much more. 0% interest offer for 4 months is great. Reviewed on: 19th May 2024

Excellent work

Excellent … you guys are so kind and helpful … your support is so appreciated Reviewed on: 19th May 2024

Extremely happy

I am extremely happy with my entire transaction with PayPal Credit. Reviewed on: 19th May 2024

Easy and makes buying affordable

Easy and makes buying affordable Reviewed on: 19th May 2024

Always attentive professional .

Always attentive professional . Good experience helpful and kind Reviewed on: 19th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.51 from 27 reviews
Payments
from PayPal 4.73 from 3745 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 64679 reviews
Payments
from PayPal 4.73 from 3745 reviews
Credit card
from PayPal 4.71 from 96 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub