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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133772 reviews)

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4.74

Based on 133,772 reviews, last reviewed 10th Jun 2026

3817500% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for flexible payments and easy to manage I’ve been using PayPal Credit for a while now and find it highly convenient. The 4 months interest-free on purchases over £99 is an excellent feature ... Read more Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (133772)

great service

paypal credit great it is there when you most need it thanks Reviewed on: 13th June 2022

Overall good

useful service but would like the ability to pay off single iindivual payemtns Reviewed on: 13th June 2022

Very good

PayPal is a very good and trusted service to use Reviewed on: 13th June 2022

Great experience

My experience has been good. PayPal Credit has helped me with some of my online purchase which has been easy and seamless to use. Reviewed on: 13th June 2022

Kris

Credit from PayPal is very easy and comforable Reviewed on: 13th June 2022

Best credit app

Fast , clear and secure payments. Good work! Reviewed on: 13th June 2022

Fast easy pleasantly perfect

Every experience is dealt with fast, fair and within a good time scale. Payments are already and problems easy to rectify. Reviewed on: 13th June 2022

Amazing

easy-peasy, no hassle, instant, Reviewed on: 13th June 2022

Best credit service ever

Very affordable, flexible, and manageable credit service Reviewed on: 13th June 2022

The Best

One of the best and easiest systems to use,easy to keep a check on your outlay and the interest free period is unbeatable.Overall a great service Reviewed on: 13th June 2022

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