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PayPal: PayPal Credit reviews

4.74
Based on 133,998 reviews, last reviewed 10th Jun 2026
3827800% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and clear terms. All want well, easy and clear terms. All good Reviewed on: 10th June 2026
Mike D's avatar
Mike D

Latest lowest rating:

1

Do expensive and too unflexiable Do expensive and too unflexiable Reviewed on: 10th June 2026
Andy's avatar
Andy

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133998)

Great service so far.

5
Great service so far. Mostly easy to use app. Whenever I need help and have called the number, the call handlers are professional, patient, helpful and respectful and resolve my query. Reviewed on: 20th May 2024

PayPal credit - great company

4
I have no objections to Paypal credit payments, everything is clearly explained. There are no hidden costs and the customer service is always helpful. A great convenience is that many websites offer PayPal credit payments, so I use it very often and I am satisfied. I recommend it to everyone. Reviewed on: 20th May 2024

Most websites offer PayPal credit as a payment.

4
Most websites offer PayPal credit as a payment. Easy peasy. Reviewed on: 20th May 2024

Their staff based out of the U.K

3
Their staff based out of the U.K. are not very helpful and repeat things multiple times, it seems that they are following the script! Reviewed on: 20th May 2024

Very convenient and Helpful .

5
Very convenient and Helpful ..helps me more when I needed extra Reviewed on: 20th May 2024

Easy to use, clear explanation.

5
Easy to use, clear explanation. Highly recommended. Reviewed on: 20th May 2024

So quick and easy no messing about

5
So quick and easy no messing about Reviewed on: 20th May 2024

I find this is great to manage savings.

5
I find this is great to manage savings. Reviewed on: 20th May 2024

Excellent product for customers who can’t pay in ful...

5
Excellent product for customers who can’t pay in full and need credit to get by Reviewed on: 20th May 2024

Can use this on every app/transaction.

5
Can use this on every app/transaction. Easy to pay off Reviewed on: 20th May 2024

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