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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (134102 reviews)

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4.74

Based on 134,102 reviews, last reviewed 10th Jun 2026

3832450% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Used PayPal now for over 12yrs and have never had... Used PayPal now for over 12years and have never had an issue or have to call customer service. The service is simply excellent. Reviewed on: 10th June 2026

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (134102)

Always easy and straightforward to use

Always easy to use PayPal credit. When I have encountered issues the customer service experience has been excellent Reviewed on: 20th May 2024

PayPal is great easy access customer service great

PayPal is great easy access customer service great Reviewed on: 20th May 2024

Best way to pay

First class even if there is a problem always handled great Reviewed on: 20th May 2024

Excellent facility to have to hand.

Excellent facility to have to hand. Reviewed on: 20th May 2024

excellent service

Always excellent service, agents available on the phone and always helpful great service any issues dealt with in a professional manner and resolved quickly. Reviewed on: 20th May 2024

I trust your company and your staff.

I trust your company and your staff. Thet have helped with problems and the pay later options are brilliant. Reviewed on: 20th May 2024

Great for online clothes purchases

I always use PayPal credit for all my purchases over £100 as they offer 0% finance. Its great because I only pay off the items I keep, meaning my own money isn’t tied up when waiting for returns Reviewed on: 20th May 2024

Always help with any issues quick customer service

Always help with any issues quick customer service Reviewed on: 20th May 2024

Paypal have always been my preferred way of paying a...

Paypal have always been my preferred way of paying as its a safer more convenient way to pay with less hassle. And if issues arise there staff have my back through it all to to end . Reviewed on: 20th May 2024

Convenient and user friendly.

Convenient and user friendly. Being able to use it in store is invaluable to me Reviewed on: 20th May 2024

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