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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (134102 reviews)

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4.74

Based on 134,102 reviews, last reviewed 10th Jun 2026

3832450% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Used PayPal now for over 12yrs and have never had... Used PayPal now for over 12years and have never had an issue or have to call customer service. The service is simply excellent. Reviewed on: 10th June 2026

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (134102)

Good customer service and helpful staff

Good customer service and helpful staff Reviewed on: 19th May 2024

PayPal is the most quickest and sufficient way to pay.

PayPal is the most quickest and sufficient way to pay. And the endless choice of ways to pay, pay in 3 - or PayPal credit is excellent. Reviewed on: 19th May 2024

I like pay pal even I don't have money to pay I alwa...

I like pay pal even I don't have money to pay I always get help Reviewed on: 19th May 2024

The best !!

love paypal credit,easy and understandable Reviewed on: 19th May 2024

Amazing experience

I have used PayPal credit throughout renovating my new home and it has been hassle free and so easy to buy materials ready for our builders with the flexibility of paying later Reviewed on: 19th May 2024

Spread the cost easily & with peace of mind

The pay in 3 feature allows me to spread the cost for those larger purchases & the 0% interest for 3 months for purchases over £100 makes my budgetting so much easier - all relevant dates for payment are clearly shown & everything is easily accessible on the app. These features alongside the peace of mind that PayPal brings are invaluable. Reviewed on: 19th May 2024

It was useful when I didn't have the money to...

It was useful when I didn't have the money to pay Reviewed on: 19th May 2024

Ever since i got paypal credit i been buying on and...

Ever since i got paypal credit i been buying on and off from it never had any issues fantastic service better than most credit cards Reviewed on: 19th May 2024

I've used PayPal a number of ways.

I've used PayPal a number of times in different ways..as in paying by PayPal or using the credit payment. Reviewed on: 19th May 2024

No issues with Paypal at all .

No issues with Paypal at all . Have been with them for a while now. Reviewed on: 19th May 2024

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