Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.74
Based on 133,998 reviews, last reviewed 10th Jun 2026
3827800% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and clear terms. All want well, easy and clear terms. All good Reviewed on: 10th June 2026
Mike D's avatar
Mike D

Latest lowest rating:

1

Do expensive and too unflexiable Do expensive and too unflexiable Reviewed on: 10th June 2026
Andy's avatar
Andy

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133998)

Great experience and absolutely delighted wit PayPal

5
Great experience and absolutely delighted wit PayPal Reviewed on: 19th May 2024

I love PayPal credit!

5
I love PayPal credit! It’s simple & easy to use; the app looks nice. It’s great for purchasing things online & sending to friends & family. Couldn’t recommend more Reviewed on: 19th May 2024

Smart money is easy

5
Very easy to use great service Reviewed on: 19th May 2024

Easy way to manage a financial also PayPal offers cr...

5
Easy way to manage a financial also PayPal offers credit to there customers to enable them quicker payment and options. Reviewed on: 19th May 2024

Can pay directly with lot of retailers with part pay...

5
Can pay directly with lot of retailers with part payments Reviewed on: 19th May 2024

Good but could be better

4
Good that you don't pay interest if paid in 3 months. But would be better if you could pay towards a specific purchase, rather than just pay off towards the overall balance Reviewed on: 19th May 2024

Great service and Makes me feel safe

5
Great service and feel secure when making purchases Reviewed on: 19th May 2024

Great, no complaints.

5
Very easy and reliable form of credit, accepted all over. Reviewed on: 19th May 2024

I like it as It’s so easy to use!

4
I like it as It’s so easy to use! And you get a healthy limit which makes it easier? Works with a lot a companies too? Reviewed on: 19th May 2024

Easy to apply,Easy to use,easy to control

5
Easy to apply,Easy to use,easy to control Reviewed on: 19th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 64851 reviews
    PayPal
  • Payments

    from PayPal 4.73 from 3745 reviews
    PayPal
  • Credit card

    from PayPal 4.71 from 96 reviews
    PayPal
    View all products