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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,885 reviews, last reviewed 10th Jun 2026
3822500% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Good experience but interest rates is to high Good experience but interest rates is to high Reviewed on: 10th June 2026
Mobin 's avatar
Mobin

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133885)

Have been using PayPal Credit for many years now, it...

5
Have been using PayPal Credit for many years now, it’s a great system, simple to use, available almost anywhere online and you still have all the security. Reviewed on: 19th May 2024
Chris T's avatar
Chris T

EXCELLENT PRODUCT !!!!

5
I am very pleased because I always have it at hand and use it whenever I want and in any situation, BRAVO Reviewed on: 19th May 2024
Tomasz M's avatar
Tomasz M

Excellent Customers service

5
Customers service has always resolved any issues, and in a timely manner. The use of PayPal Credit is convenient and used by many companies. Reviewed on: 19th May 2024
Faith Jones's avatar
Faith Jones

Great all round easy to use with lots of options...

5
Great all round easy to use with lots of options Reviewed on: 19th May 2024
Adam A's avatar
Adam A

I have been using PayPal for about 8 to 10 years now...

5
I have been using PayPal for about 8 to 10 years now and have always had good customer experience. Reviewed on: 19th May 2024
Zoul V's avatar
Zoul V

Always easy and simple to use.

5
Always easy and simple to use. Great customer service when I was charge twice by mistake. Reviewed on: 19th May 2024
Leigh J's avatar
Leigh J

Great instalment, free interest offers.

5
Great instalment, free interest offers. Very easy to get. Decisions in seconds Reviewed on: 19th May 2024
SM's avatar
SM

Good customer service.

5
Good customer service. Couple of week ago I had trouble with my PayPal credit transfer, because I tried Paying back my credit owed however, I couldn't whenever I transfer the money it will bounce back to my account causing me to pay late payment fee. So I put a call direct to PayPal customer service and the issue was resolved immediately. Reviewed on: 19th May 2024
Dorothy 's avatar
Dorothy

Very convenient and easy to use making payment when...

5
Very convenient and easy to use making payment when you needed to Reviewed on: 19th May 2024
Anthony s's avatar
Anthony s

Always simple and most people use it

5
Always simple and most people use it Reviewed on: 19th May 2024
Tony W's avatar
Tony W

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