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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133772 reviews)

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4.74

Based on 133,772 reviews, last reviewed 10th Jun 2026

3817500% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for flexible payments and easy to manage I’ve been using PayPal Credit for a while now and find it highly convenient. The 4 months interest-free on purchases over £99 is an excellent feature ... Read more Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (133772)

Have always felt secure paying by PalPay.

I have always felt secure paying by PayPalPay. Whenever I raise an issue with a payment, they are quick to resolve it. Also, more and more retailers are now accepting PayPal payment and its four-month interest free credit makes a huge difference. Reviewed on: 18th May 2024

My Pal rely Pays

PayPal is very safe and secure way of making payments and other financial services. Reviewed on: 18th May 2024

It’s simple and easy to use

It’s simple and easy to use… I can use PayPal credit on all of my purchases online and just pay it back Reviewed on: 18th May 2024

Ease at every step

PayPal credit is amazing, every encounter I’ve had with customer service has left me with a smile and the app is easy to navigate. Reviewed on: 18th May 2024

Great service

Service and all account options are good. Happy with extra protection Paypal provides. Rare customer service calls has been very good and friendly CS agents. Reviewed on: 18th May 2024

I always got excellent service.

I always got excellent service. Good customer service excellent offers Reviewed on: 18th May 2024

Gave me a chance with credit.

The reason I like to use PayPal, is because they gave me a chance with credit when others didn't. Reviewed on: 18th May 2024

PayPal credit is extremely easy to use

PayPal credit is extremely easy to use Reviewed on: 18th May 2024

Very easy to use and excellent customer service

Very easy to use, works with multiple cards, good 0% credit for 4 months deal and excellent customer service Reviewed on: 18th May 2024

Very convenient and easy , highly recommended

Very convenient and easy , highly recommended Reviewed on: 18th May 2024

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