Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148587 reviews)

View other PayPal products

4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148587)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It has been wonderful, safe anSafed convenient.

It has been wonderful, safe and convenient. Reviewed on: 11th June 2026

I like how easy it is to navigate through when buyin...

I like how easy it is to navigate through when buying items, the level of security is good, I have never had a problem with PayPal, as their customer servive side is good too. Reviewed on: 11th June 2026

Its reliable and covenient.

Its reliable and covenient. Also very easy to use and to understand. Reviewed on: 11th June 2026

So easy to use and navigate the app

So easy to use and navigate the app Reviewed on: 11th June 2026

Always reliable never had any issues that I've had t...

Always reliable never had any issues that I've had to chase. Overall good service Reviewed on: 11th June 2026

Best merchant platform

Easiest way to pay for anything efficiently Reviewed on: 11th June 2026

Easy to manage

Great options to pay in 3 with no interest and on PayPal credit. Easy to manage. Reviewed on: 11th June 2026

I alweys had an good expirience and I hope everythin...

I alweys had an good expirience and I hope everything will carry on the same Tkanki you Reviewed on: 11th June 2026

Always used and trusted PayPal.

Always used and trusted PayPal. It’s safe and convenient. Offers great payment options to help spread costs. Quick checkout and easy to use app Reviewed on: 11th June 2026

Always there when i need it.

Always there when i need it. Very happy. Reviewed on: 11th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3759 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79639 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub