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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148624 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148624)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is a Patrick Sontsonga Brand beyond reproach.

PayPal is a Brand beyond reproach. Reviewed on: 11th June 2026

I take PayPal credit was so quick and easy, and also...

I take PayPal credit was so quick and easy, and also they give me 40£ bonus for that, love it. Reviewed on: 11th June 2026

I affordability

I couldn’t afford the high cost of car suspension parts without the help of PayPal credit. Its a no brainer ‼️ Reviewed on: 11th June 2026

Always found pay pal quick and easy to use.

Always found pay pal quick and easy to use. Reviewed on: 11th June 2026

bad experience regarding late payment

bad experience regarding late payment Reviewed on: 11th June 2026

Best service!

Best service! Easy to use and easy access Reviewed on: 11th June 2026

Paypal makes buying safe & easy

Paypal makes buying easy for me and customer service were helpful when I had to call Reviewed on: 11th June 2026

Good all round.

Good all round. Easy to set up and use. Reviewed on: 11th June 2026

Timely Helped

Timely helped when emergency situation are raised. Reviewed on: 11th June 2026

I have used Paypal pretty much since they began and...

I have used Paypal pretty much since they began and have never been dissapointed. Reviewed on: 11th June 2026

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