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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148676 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148676)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always easy to use and it’s easy to get help if ther...

Always easy to use and it’s easy to get help if there is an issue. Reviewed on: 11th June 2026

it all right will use it again ,,,,,,,,,,,,,,,,,,,,,...

it all right will use it again ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Reviewed on: 11th June 2026

Great proactive service good options

Great proactive service good options Reviewed on: 11th June 2026

Helps me buy the things i need but with a great rate.

Helps me buy the things i need but with a great rate. Takes alot of stress of life without having to apply for personal loans. Reviewed on: 11th June 2026

Everything has been great so far!

Everything has been great so far! Reviewed on: 11th June 2026

Good work

Szybka obsługa, wszystko sprawnie i dobrze Reviewed on: 11th June 2026

Reliable and safe

Used paypal for many many years, and it just keeps getting better. Love the fact I can choose between credit or pay in 3, when making larger purchases. App is easy to navigate, and we can now earn points on purchases.. PayPal is a safe and reliable place to make online purchases. Reviewed on: 11th June 2026

Been with then for ages, not a single issue.

Been with then for ages, not a single issue. Each thing I reached out about was resolved promtly. Reviewed on: 11th June 2026

PayPal credit installment plan

I was happy to use PayPal Credit installment plan. It helped me managed to pay for flights tickets for the whole family. Reviewed on: 11th June 2026

Safety in payments couldn't get better.

Safety in payments couldn't get better. Credit also available to pay back in installments when needed. Easy to use app to pay online shopping with your secure details ready to use making it a time saver. Reviewed on: 11th June 2026

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