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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147393 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147394)

Quck and Easy

It is so fast to check out, making shopping less stressful, and earning points is an added bonus. Reviewed on: 11th June 2026

excellent and i can buy thing very easy with my...

excellent and i can buy thing very easy with my paypal Reviewed on: 11th June 2026

This is the best finance option I had in my life spe...

This is the best finance option I had in my life specially when it comes to 0% interest with 3-4 years option. Also now it comes with rewards points which help more while pursuing. Hope the make contract with every big seller so things will be easy for paypal user. Reviewed on: 11th June 2026

So easy, great rate of interest, easy site to keep u...

So easy, great rate of interest, easy site to keep up with, good old fashioned service but right up to date. Reviewed on: 11th June 2026

Easy to use .

Easy to use . Transactions are easily tracked. Reviewed on: 11th June 2026

5 star service

Very quick and easy setting up and professional service Reviewed on: 11th June 2026

User friendly, secure, good customer service

User friendly, secure, good customer service Reviewed on: 11th June 2026

Easy online transcriptions that feel secure

Use regularly - great for easy online transcriptions which feel secure. Reviewed on: 11th June 2026

I trust the PayPal brand.

PayPal Credit has been an excellent product for me, and also PayPal Pay-in-3. They give me flexible options to manage my spending and increase my choices . Customer care is always helpful, available and efficient. And the set-up process was quick and really simple. I trust the PayPal brand and have been using it for many years. Reviewed on: 11th June 2026

Had an okay experience with PayPal, I only ever cont...

Had an okay experience with PayPal, I only ever contacted them once but the customer service was helpful. Have been a long user of PayPal and have never had an issue. They have also updated their app and website a few times to make them more user friendly Reviewed on: 11th June 2026

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