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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147481 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147482)

Very easy to use in all situations

Very easy to use in all situations Reviewed on: 11th June 2026

Easy and flexible to use.

They are easy to use and I have never had any issues in all the years I have been using PayPal. They give you flexibility in how you pay. Reviewed on: 11th June 2026

Purchases backed up by PayPal

I often pay with PayPal so I know my purchases are guaranteed if problems occur down the line. Reviewed on: 11th June 2026

I find pay pal easy but most of all safe to use when...

I find pay pal easy but most of all safe to use when purchasing etc and gives me peace of mind and is my go too option for payment every time Reviewed on: 11th June 2026

PayPal make my life more easy every day

PayPal make my life more easy every day Reviewed on: 11th June 2026

trustable

Safer than ever .I got my maney back in less then 24 hours on a international scam Reviewed on: 11th June 2026

Excellent service

I've received excellent service using PayPal. I can purchase online knowing that I am fully covered if things go wrong. The credit facility is extremely convenient in times of need, and the interest rates are very reasonable. Reviewed on: 11th June 2026

Never had any problems with them!

Never had any problems with them! Reviewed on: 11th June 2026

Flexible, manageable credit

Used it for years, a great way to manage monthly spending and supporting a range of businesses Reviewed on: 11th June 2026

Easy to set up and use.

Easy to set up and use. Widely available Reviewed on: 11th June 2026

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