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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147553 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147553)

Never had a problem using PayPal.

Never had a problem using PayPal. Also had a good experience with PayPal. will use it to buy stuff and not worry about getting a refund as it’s easier to do so with PayPal Reviewed on: 11th June 2026

Easy to use, clear rules around repayment and very g...

Easy to use, clear rules around repayment and very good customer service Reviewed on: 11th June 2026

They looked after me even when I was scammed, few da...

They looked after me even when I was scammed, few days later money got back on my account and bann that company Reviewed on: 11th June 2026

PayPal just works

Had zero problems with PayPal, be it online or in store using their new debit or credit cards. Reviewed on: 11th June 2026

It's just so easy dealing with my account

It's just so easy dealing with my account Reviewed on: 11th June 2026

Love how you can collect points when you spend on yo...

Love how you can collect points when you spend on your debit card. App is easy to use. Easy to pay off credit and debit cards. Great benifits Reviewed on: 11th June 2026

Customer Services.

I had some issues with sellers. However each time Paypal removed it quickly. Reviewed on: 11th June 2026

Always been easy and reliable to use

Always been easy and reliable to use Reviewed on: 11th June 2026

Helps spread the cost and funds are easily accessible

Helps spread the cost and funds are easily accessible Reviewed on: 11th June 2026

Convenient and 4 months interest free

Convenient and 4 months interest free Reviewed on: 11th June 2026

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