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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147603)

Always reliable.

5
Always reliable. I use Paypal as a second layer of protection, when I'm unsure about the sites I'm buying from and don't want to use my cards directly. Reviewed on: 11th June 2026

Never had a problem with them they are very good...

5
Never had a problem with them they are very good Reviewed on: 11th June 2026

Simple, swift and very efficient.

5
Simple, swift and very efficient. Great system for all. Reviewed on: 11th June 2026

PAYPAL will always be my first choice..

5
I've used PayPal for a good number of years now and every time I have contacted you, I have had nothing but the best service I could wish for. Thank you, for all your help. Reviewed on: 11th June 2026

I’ve used PayPal credit for quite some time now, the...

5
I’ve used PayPal credit for quite some time now, the app is simple to use and they’ve made it so easy to select them as my payment method. Best credit app I’ve used yet Reviewed on: 11th June 2026

Great service and reliable.

5
Great service and reliable. Many layer of protection and new easy ways of payment Reviewed on: 11th June 2026

Very good service

5
Brilliant service and easy to use Reviewed on: 11th June 2026

Customer services are excellent, you actually speak...

5
Customer services are excellent, you actually speak to a real person! Reviewed on: 11th June 2026

No issues.

5
No issues. No fuss. Just secure and convenient. Reviewed on: 11th June 2026

Protection, protection, protection

5
Protection, protection, protection Reviewed on: 11th June 2026

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