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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147644 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147644)

Very helpful

Very helpful, understanding and willing to help when possible Reviewed on: 11th June 2026

Best credit app

Never had any issue, I use credit to spread some important purchases into few 0% chunks and it works amazingly Reviewed on: 11th June 2026

Very good service and easy to use

Very good service and easy to use Reviewed on: 11th June 2026

Reliable, secure and easy to use

Here's a positive review you can use: I've had a great experience using PayPal. The platform is easy to use, secure, and makes sending and receiving money incredibly convenient. Transactions are processed quickly, and I appreciate the added layer of buyer and seller protection that provides peace of mind when shopping online. The mobile app is user-friendly, and linking bank accounts or cards is straightforward. Overall, PayPal is a reliable payment service that has consistently made managing online payments simple and hassle-free. Highly recommended! Reviewed on: 11th June 2026

PayPal instant credit access saved my day.

I have used PayPal credit on only a couple of occasions & it was so easy to apply & instant.i wouldn’t hesitate to use again & recommend. It’s a fantastic credit facility. I was able to purchase a gift that I wouldn’t have been able to pay for in one go. PayPal credit facility made it possible with east application, instant credit & payments taken each month. Completely hassle free & a fantastic service. Paypal made it so easy, & I recommend 100% Reviewed on: 11th June 2026

Regularly use

Regularly use, makes purchases possible that i would otherwise not make Reviewed on: 11th June 2026

Made buying online so much easier and safer

Made buying online so much easier and safer Reviewed on: 11th June 2026

Cost effective spreadin...

Always provides me with aore cost effective spreading if purchases Reviewed on: 11th June 2026

Amazing service and great value for money

I have been using PayPal for the past few years and the service has been great. I love the the Pay in 3 payment plan and how easy it is to create invoices for my business. Reviewed on: 11th June 2026

It just makes sense!

Easy to use, reliable and trustworthy, secure, representatives are always friendly and enthusiastic. Reviewed on: 11th June 2026

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