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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147689 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147689)

PayPal review

Easy to use,excellent customer service and safest way to pay,options of pay later with no interest Reviewed on: 11th June 2026

Easy to use, and is tailored to my needs

It is easy to use, and is relevant to my financial needs Reviewed on: 11th June 2026

Paypal has completely changed my digital banking space.

Paypal has completely changed my digital banking space. It is arguably the best spending account on the market right now, thanks to its unrivaled combination of everyday facilities and perks. Customer care, is a factor in Paypal's success. They maintain a close relationship with their customers, ensuring that all transactions are monitored and it's members are informed if there are any unusual spending activity that will affect their personal banking safety. Reviewed on: 11th June 2026

Handy for big purchases.

Happy so far with the service and conditions. Pretty handy for big purchases. Reviewed on: 11th June 2026

Phsical Card

Easy to use specially after the physical card. Reviewed on: 11th June 2026

Easy to use.

Easy to use and time given to pay the bill. Very convenient. Reviewed on: 11th June 2026

Very easy to use their services and good options to...

Very easy to use their services and good options to pay back too. Plus, there is always that added security layer Reviewed on: 11th June 2026

PayPal gives me that extra peace of mind when I shop...

PayPal gives me that extra peace of mind when I shop online Reviewed on: 11th June 2026

Fast decision, straight forward process, stable plat...

Fast decision, straight forward process, stable platform, first class service Reviewed on: 11th June 2026

PayPal is really a good place to shop

I have a item sent but it was not as described and PayPal sort it out also made a purchase and never received the item again they are the best thing ever with customer support and services. Reviewed on: 11th June 2026

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