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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147734 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147734)

Its so easy to use plus your covered with buyer prot...

Its so easy to use plus your covered with buyer protection so it's safe too Reviewed on: 11th June 2026

Peace of mind when I need it.

Peace of mind when I need it. Time to relax and resolve immediate problems Reviewed on: 11th June 2026

Great experience

Great experience with good customer services Reviewed on: 11th June 2026

PayPal credit is Excellent I’ve used it for years an...

PayPal credit is Excellent I’ve used it for years and it’s helped me out when I need to split purchases or zero percent finance for a short period Reviewed on: 11th June 2026

Flexible and easy to use.

Flexible and easy to use. When I have had issues they were resolved quickly.. the pay in 3 is great for simple things with the pay later option for bigger projects. Reviewed on: 11th June 2026

Fast serious and easy to work with

Fast serious and easy to work with Reviewed on: 11th June 2026

Great app easy to use.

Great app easy to use. Customer service is always outstanding. I have never had any trouble with it. Reviewed on: 11th June 2026

Fantastic service Made me feel safe and secure

Fantastic service Made me feel safe and secure Reviewed on: 11th June 2026

Paypal credit 2026

PayPal credit has been a big help with everyday spending and big events like birthdays. It hasnt always neen great, i have struggled to understand the charges in the past, but after a few years and alot of in app Improvements paypal credit is now the best if the bunch. Unlike most lenders PayPal are really easy to understand and arrange payments with, respond quickly to messages and are happ to work with me over any issues ive had. Reviewed on: 11th June 2026

Easy and safe to use.

Easy and safe to use. Customer services have been great when theres an issue. Reviewed on: 11th June 2026

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