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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147768 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147768)

Handy for when you make purchases that you haven’t p...

Handy for when you make purchases that you haven’t planned for Reviewed on: 11th June 2026

Great provider

Great service provider, extremely easy to use Reviewed on: 11th June 2026

The pay in 3 process helps me afford major expenses.

The pay in 3 process helps me afford major expenses without any long to long term debt or paying interest chargers Reviewed on: 11th June 2026

Paypal credit is my goto for purchases that i wouldn...

Paypal credit is my goto for purchases that i wouldnt normally have the spare cash at the time for, if it wasnt for paypal credit id of missed so many great offers and bargins via ebay etc. Reviewed on: 11th June 2026

Easy credit

Pay in three is convenient also if you have a problem with any purchase pay pal will take on the dispute for you but interest could be a bit lower Reviewed on: 11th June 2026

PayPal is so easy and safe to use.

PayPal is so easy and safe to use. There’s no worries in my mind that if anything fishy was to happen, PayPal will sort it out. Reviewed on: 11th June 2026

PayPal, it always just works

I have never had an issue using PayPal, it always just works and is very convenient and easy to use. Paypal credit is great for being able to buy those more expensive items that are hard to pay in one go, makes it easier to pay over 3 months Reviewed on: 11th June 2026

Excellent and easy

Have been using PayPal for a number of years its easy to use and the website is very easy to navigate Reviewed on: 11th June 2026

Great experience, so quick and easy to register and...

Great experience, so quick and easy to register and sign up. Everything explained throughout the documents! Reviewed on: 11th June 2026

Go Paypal

Great credit, always reminds me when money is due. Reviewed on: 11th June 2026

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